Kaya: Budget & Ipon Tracker

Kaya is a budget and savings tracker made for Filipinos. Pay once: no subscription, no ads. Track where your money really is • Add your wallets: GCash, Maya, BPI, BDO, SeaBank, cash on hand and more, with their real logos • Every expense and income goes to the wallet you actually used • Transfer between wallets and see your true total balance • Log in seconds: type "Meralco" or "Jollibee" and Kaya picks the category for you Budget per sweldo (payday) • Set limits per category and get warned before you overspend • Budget monthly, or every kinsenas (twice a month): 15 & 30, 10 & 25, or 5 & 20 • See how much is safe to spend per day until your next payday • Insights by category, compared with last month Utang (debts) and installments • Keep a record of what you owe on credit cards, SPayLater, GGives, Home Credit and loans (Kaya doesn't lend money or connect to these services) • See what's left and your monthly payment, and get reminded before each due date • Split bills with friends and keep track of who owes whom Ipon (savings) made fun • Savings goals with progress and celebrations • Round-up savings: the spare change from every expense goes to your goal • 52-Week Challenge with a real piggy bank Never miss a bill • Bills with due dates and reminders, even when the app is closed • Recurring salary, rent and subscriptions are logged automatically Reports and export • Monthly report you can save or share as a PDF • Export your transactions to CSV for Excel or Google Sheets For OFWs • See your balance in USD, AED, SAR, SGD or EUR with daily exchange rates Private by design • PIN lock with fingerprint unlock and auto-lock • Kaya never asks for your bank or e-wallet login; you enter amounts yourself • No ads, no tracking, and we never sell your data • Sign in with email or Google Pay once. Save for good. Kaya mo 'yan (You can do it).