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Compare allApp info
- Installs
- 10+
- Category
- Finance
- Content rating
- Everyone
- Version
- 1.0
- Released
- Sep 11, 2026
- Last updated
- 12 Sept 2026
- In-app purchases
- No
- Contains ads
- Yes
- Promo video
- No
- Requires Android
- 8.0
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Introducing KharchaAI — your personal AI money assistant. • Track your daily expenses • Manage your monthly budget • Ask AI questions about your spending • Get spending insights and analytics • Track debts and lending • Export transactions to PDF and CSV • Privacy-focused money management
Track expenses, manage budgets & ask AI anything about your spending.
𝗞𝗵𝗮𝗿𝗰𝗵𝗮𝗔𝗜 is your smart AI-powered expense tracker and personal budget assistant. Track your 𝗱𝗮𝗶𝗹𝘆 𝗲𝘅𝗽𝗲𝗻𝘀𝗲𝘀, 𝗺𝗮𝗻𝗮𝗴𝗲 𝘆𝗼𝘂𝗿 𝗯𝘂𝗱𝗴𝗲𝘁, understand your spending and simply ask AI about your money. 𝗬𝗢𝗨𝗥 𝗣𝗘𝗥𝗦𝗢𝗡𝗔𝗟 𝗔𝗜 𝗠𝗢𝗡𝗘𝗬 𝗔𝗦𝗦𝗜𝗦𝗧𝗔𝗡𝗧 KharchaAI comes with an AI Agent that can understand your expense data and answer questions based on your actual spending. 𝗔𝘀𝗸 𝘁𝗵𝗶𝗻𝗴𝘀 𝗹𝗶𝗸𝗲: • “How much did I spend this month?” • “How much did I spend on food?” • “Where is most of my money going?” • “Am I within my monthly budget?” • “How much do I have left?” • “Compare my spending with last month.” • “Remind me to check my budget next week.” Instead of manually checking numbers and charts, just ask KharchaAI. 𝗘𝗔𝗦𝗬 𝗘𝗫𝗣𝗘𝗡𝗦𝗘 𝗧𝗥𝗔𝗖𝗞𝗜𝗡𝗚 Keep track of your everyday spending in one place. • Quickly add expenses • Organise expenses by category • Track food, shopping, travel, groceries and more • Create custom spending categories • Track money you have lent or borrowed • Keep your financial records organised 𝗦𝗠𝗔𝗥𝗧 𝗕𝗨𝗗𝗚𝗘𝗧 𝗠𝗔𝗡𝗔𝗚𝗘𝗠𝗘𝗡𝗧 Set your monthly budget and always know where you stand. • See how much you've spent • See how much budget is remaining • Track your spending progress • Get insights into your spending habits • Compare spending across different months 𝗨𝗡𝗗𝗘𝗥𝗦𝗧𝗔𝗡𝗗 𝗬𝗢𝗨𝗥 𝗦𝗣𝗘𝗡𝗗𝗜𝗡𝗚 Turn your transactions into useful insights. • Monthly spending analytics • Spending trends and charts • Compare different months • See where your money goes • Category-wise spending breakdown • Spending forecasts and insights • Export your reports 𝗔𝗜-𝗣𝗢𝗪𝗘𝗥𝗘𝗗 𝗜𝗡𝗦𝗜𝗚𝗛𝗧𝗦 KharchaAI doesn't just show numbers — it helps you understand them. Your AI assistant can look at your transactions, calculate your spending and explain what's happening with your money in simple language. Whether you want to know where you spent the most, how you're doing this month, or how much you can still spend, just ask. 𝗣𝗥𝗜𝗩𝗔𝗧𝗘 & 𝗣𝗘𝗥𝗦𝗢𝗡𝗔𝗟 Your financial information is personal. KharchaAI is designed with privacy in mind, with support for on-device AI so your sensitive expense information can stay on your device when using the on-device experience. 𝗘𝗫𝗣𝗢𝗥𝗧 & 𝗕𝗔𝗖𝗞𝗨𝗣 Keep control of your financial records. • Export transactions to PDF • Export data to CSV • Backup and restore your data • No account required for basic expense tracking 𝗬𝗢𝗨𝗥 𝗟𝗔𝗡𝗚𝗨𝗔𝗚𝗘 Use KharchaAI in multiple languages including: English, Hindi, Bangla, Tamil, Telugu, Kannada, Malayalam and Marathi. 𝗦𝗜𝗠𝗣𝗟𝗘. 𝗦𝗠𝗔𝗥𝗧. 𝗣𝗥𝗜𝗩𝗔𝗧𝗘. KharchaAI brings expense tracking and AI together in one simple app. Track your expenses. Understand your spending. Ask AI. Manage your money better. Download KharchaAI and make your everyday money management smarter. KharchaAI is a personal budgeting and expense-tracking tool. It does not provide professional financial advice.