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Private expense, budget & savings tracker. Your records stay on your device.
Tally & Grow is a private, beautifully simple way to track your money — spending, budgets, savings goals and your own investment records — all in one place, and all stored on your own device. No sign-ups on a server. No ads. No trackers. No data harvesting. Your finances stay yours. WHY TALLY & GROW • Truly private — your records live locally on your phone. We never see your data. • No account needed — start tracking straight away. • Fast and clean — a calm, modern design built for everyday tracking. TRACK YOUR SPENDING • Log expenses, income and transfers in seconds. • Optionally turn a new bank purchase SMS into an editable expense draft — nothing saves until you confirm it. • Organise spending with custom categories and colours. • See where your money goes with clear monthly breakdowns and charts. • Made a mistake? Delete an entry and every balance is corrected automatically. MANAGE YOUR ACCOUNTS • Add bank, savings, credit, debit and cash accounts. • See your total balance, assets and liabilities at a glance. • Credit-card utilisation bars keep limits in view. PLAN AHEAD • Set monthly budgets per category and watch your progress. • Create savings goals and add to them over time. • Track recurring bills so nothing sneaks up on you. KEEP INVESTMENT RECORDS • Note down holdings you own elsewhere, with your cost basis. • See gain/loss versus what you paid, and group your records by broker. MULTI-CURRENCY • Base currency AED, with display in USD, EUR, GBP, INR or SAR. • Exchange rates update automatically (rates by ExchangeRate-API). • Currency-rate and price lookups use public providers, which receive only the currency, search term or asset identifier plus ordinary connection details such as your IP address — never your records. PRIVACY & SECURITY • Lock the app with a PIN, plus optional fingerprint / face unlock. • Your PIN is stored only as a secure salted hash — never in plain text. • Hide balances instantly with privacy mode. • Create an encrypted backup you control, and restore it on any device. Tally & Grow is for anyone who wants a private, no-nonsense picture of their own money — without handing their financial life to a cloud service. Download it and start growing your tally. Note: Tally & Grow is a personal record-keeping tool. It is not a brokerage, bank or payment app. It does not execute trades, move money, lend or provide financial advice.