Track spending, see what's safe to spend, and understand your money with AI.
Read full description
Ledger is the AI money tracker that tells you what you can actually spend today.
Forward your bank's transaction-alert emails and Ledger reads them automatically — no bank login, no open-banking connection, ever. Every transaction is categorized the moment it lands, so your spending stays up to date without spreadsheets.
WHAT YOU GET
• Safe-to-spend, done for you. Ledger takes your budget, subtracts what you've already spent and the bills you've reserved, and shows a single daily number you can trust.
• Recurring bills. Ledger spots your repeating payments, reserves money for them, and reminds you before they're due.
• Ask your money anything. "How much did I spend on food this month?" Get clear answers powered by AI.
• Voice and manual entry. Log a purchase in seconds.
• Cycles that match your life. Weekly, monthly, or your own pay cycle.
• Savings and investments stay separate, so they never inflate your spending.
PRIVATE BY DESIGN
Ledger only reads the transaction emails you choose to forward. We never ask for or store your bank login. Export your data to CSV or delete your account any time, right from the app.
LEDGER PRO
Upgrade for unlimited AI questions and more. $3.99/month or $39.99/year.
Privacy Policy: https://ledger.domoney.app/privacy
Terms of Service: https://ledger.domoney.app/terms